Modo Money is a London based fintech start-up. We aim to play a part in disrupting the traditional financial services industry by delivering a new generation of better financial services, which are accessible, cost effective, convenient and relevant.

We are focused on delivering these services to the underserved markets of the world.

Our first three ‘underserved’ markets - Bosnia & Herzegovina, Croatia and Serbia - are all part of a region that a number of our founders call home.

So, we have experienced first-hand, many of the problems and frustrations of the existing banking system – such as the expense of transferring money internationally, or the inability to take out a loan or access fairly standard financial services that we take for granted in the UK or the US.

We decided to put our heads together and create new financial services model in the region, using proven cloud technology and our own innovative partnerships.